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MediShare Price Comparison

We will now compare the cost of Medi-Share vs conventional health insurance across different ages, marital statuses, and family sizes.  As discussed in our main Medi-Share review, the Annual Household Portion works like a deductible.  The health discount is available to those with a BMI between 17-30, a waist size below 38" for men and below 35" for women, as well as a blood pressure of less than or equal to 125/85.

Of course, it's not easy to give a perfect apples-to-apples price comparison. Differences in copay, types of treatment covered, etc, will affect the true cost. Nonetheless the numbers on this page should give a good basic comparison, and we'll finish with an estimate of actual Medi-Share savings combining all factors.


Medi-Share vs Conventional Insurance: Single 25 Year Old

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Health Insurance Cost for Single 25 year old


Medi-Share vs Conventional Insurance: Married 40 Year Old Couple
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Health Insurance Cost for Married 40 Year Old


Medi-Share vs Conventional Insurance: Married 40 Year Old Couple, 2 Children
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Health Insurance Cost for 40 Year Old with Children


Medi-Share vs Conventional Insurance: Married 60 Year Old Couple
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Health Insurance Cost for Married 60 Year Old


Conclusion on Price Difference

At first glance, for a given age, marital/family status, and deductible, conventional insurance tends to be about three times as expensive as Medi-Share.  The actual savings will tend to be slightly lower for a few reasons:

1. The copay for Medi-Share (called a provider payment) averages slightly higher than conventional insurance, at $35 for a doctor/hospital visit, and $135 for an emergency room visit.   

2. Medi-Share does not cover all routine/planned medical expenses. 

3. Monthly share payments are not tax-deductible.  

On the flip side, factors such as superior customer service and 24/7 online doctor appointments are significant benefits of Medi-Share besides the lower price. Medi-Share also negotiates a significant discount when you're paying before reaching your annual household portion (deductible).  

Combining all these factors, our estimate is that the average family will save around 60-65% each year with Medi-Share compared to conventional insurance.  In terms of a dollar figure, this makes the annual savings through Medi-Share somewhere between $2000 and $12,000, with most families saving an average of around $5,000 per year.

​Our own savings as Medi-Share members have been substantial, saving approximately $4200 every single year relative to our previous health insurance.


Find Out Exactly How Much You'll Save with Medi-Share

Click on the button below and fill out the short form to get your free information packet directly from Medi-Share. It is by far the best breakdown available of how much you'll pay each month for every option, exactly how the program works, and serves as a highly useful reference once you're a member.

We would also be grateful as our family receives a referral payment if you decide to join after clicking below and filling out the short form. These payments allow us to maintain this site and make a monthly donation to Medi-Share's Extra Blessings program, helping families in need to pay their medical bills. 


MediShare Information Packet
(Fill Out this 30-Second Form and Find Out Your Exact Monthly Payment)
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