The two largest healthcare sharing ministries (HCSMs) are MediShare and Samaritan Ministries International (SMI). We'll compare these alternative healthcare options using five important criteria, deciding which has the advantage for each.
MediShare has Greater Price Flexibility
SMI has higher copays and lower deductibles
Either of these types of plans could be better depending on your particular situation.
Bills are Sent Directly to MediShare
SMI has no Out-of-Network Penalties
MediShare has no Maximum Amount for a Claim
So which is the better HCSM overall? I believe the answer is MediShare, but only you can judge for yourself and your family.
Which HCSM do you belong to, and are you happy with them?