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Dave Ramsey Speaks On Medi-Share

4/20/2017

14 Comments

 
We here at Medi-Share Reviews have a tremendous amount of respect for Christian personal finance guru Dave Ramsey. His advice on home ownership, investing, budgeting, and taxes is well-informed and comes from an honest and knowledgeable Christian perspective.

Reader Luke H. has written in to point out that Mr. Ramsey has in fact discussed Christian healthcare sharing ministries, and Medi-Share specifically, on his site.

Dave Ramsey talking about Christian Insurance and Medi-Share

After praising Christian healthcare sharing ministries in general, calling most of them "very reliable," Mr. Ramsey singles out Medi-Share's "great reputation."

He then points out correctly that Christian health insurance alternatives are not insurance and don't face the same regulations as insurance companies. What this means is that you need one that has a long track record of serving its members, such as the 28 years that Medi-Share has been providing affordable healthcare sharing. 
​
"In 1993, a formalized approach to sharing healthcare burdens began with the Medi-Share program. From small beginnings, this big ideal took root."

​By the way, in case Mr. Ramsey's post isn't available when you click on it, here are his exact words:

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There are several programs out there with long track records of always doing what they say ... I wouldn’t go with one that doesn’t have several decades under its belt. MediShare, as an example, has a great reputation.

The reason why Mr. Ramsey correctly advises his readers to be careful is because Christian healthcare sharing ministries are not insurance, a point that we talk about more in our post: "What is Christian Health Insurance?" As well as our main YouTube MediShare review, we also have our newer YouTube video specifically on Medi-Share Reviews and Dave Ramsey.

If you believe in Dave Ramsey's advice and are looking for an inexpensive health insurance alternative, please request your free info packet directly from Medi-Share, providing many more details and telling you exactly how much you would pay each month as a member.

What is your favorite Dave Ramsey wisdom?
​

14 Comments
Thom Bullock
9/21/2017 01:03:58 pm

Does MediShare also work as a supplemental insurance for Medicare?

Reply
William T. "Tom" Fraser III link
1/21/2021 06:31:15 am

I'm looking to follow up w Brian Murphy whom I spoke with at some length last year, ad have some questions. My name is Tom Fraser, Dallas TX, phone # 972-267-2300.
Thx kindly for your help

Reply
Colin Keeler link
12/11/2017 11:23:27 am

Thom, sorry I missed this question when you first posted it. Medi-Share probably wouldn't be the best choice as supplemental insurance for Medicare since it is meant to be a stand-alone healthcare sharing alternative to traditional health insurance.If you have any further questions, please feel free to get in touch and I will be happy to help.

Reply
Car
3/28/2019 12:49:14 pm

Medi-Share has a program for seniors over 65 and have Medicare

Reply
Tyra
1/1/2018 03:53:54 pm

How does prescription drug coverage work? I take a thyroid medication daily--does the plan offer any sort of coverage for medication? Does it go toward the "deductible"?

Reply
Colin Keeler link
1/3/2018 02:29:17 pm

Good question Tyra. Your prescription drug bills are eligible for sharing for 6 months and do go toward the AHP (deductible), but do be aware that pre-existing conditions will usually not be covered.

Reply
Aaron
6/9/2019 05:34:38 pm

Could I combine MediShare participation with HDHP coverage and contribute to an HSA?

Reply
Colin Keeler
5/25/2020 02:03:42 pm

Sorry Aaron, I'm not sure of the answer to this question but if you call Medi-Share or use their online chat feature, I think you will get a quick reply!

Reply
Nancy
6/18/2020 02:36:31 pm

Why doesn’t Medishare cover pre existing conditions? I’m diabetic, and also have thyroid issues that will need to be monitored and treated the rest of my life. It doesn’t seem worth it to sign up if they’ll never be covered.

Also, I can’t understand why it won’t cover wellness exams such as for women. It seems to me if you have a wellness exam every year and catch some thing early, the cost would be a lot cheaper in the long run for Medishare.

Thank you.

Reply
Kristy Burciaga
7/28/2020 07:54:35 am

uhsm covers wellness. Medishare doesn't cover? I'm deciding between the two share plans.

Reply
Colin Keeler link
7/28/2020 10:48:07 am

Good question Nancy. Members vote on which expenses are eligible for sharing, and the healthcare sharing focuses on unexpected medical expenses.

Reply
Robin Steele
12/8/2020 08:16:19 am

What are the monthly costs for a family of three?

Reply
Colin Keeler link
12/7/2022 06:40:16 am

Good question. Please see the Price Comparison page of this site for a more detailed answer on pricing.

Reply
Andrew link
1/14/2021 01:16:58 am

This is a greaat blog

Reply



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    Author

    Hi! My name is Colin. My family and I switched to Medi-Share when we could no longer afford normal health insurance. It has changed our lives and now we want to help others and spread the word.

    Please feel free to contact me with any questions or comments. I will always be happy to help.

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