A recent article on health insurance becoming more expensive is titled: "More than Meets the Eye in Health Insurance Price Hikes." I would suggest that such price hikes are exactly what meets the eye.
In a discussion of these substantial price increases, they quote Senator Roy Blunt of Missouri:
“For more than five years, I’ve heard from countless Missouri workers, seniors, and families who are facing higher costs and fewer choices due to the president’s health care takeover,” said U.S. Sen. Roy Blunt, R-Mo., in a recent statement. “And Missourians recently learned more bad news when the Obama administration announced premium rate increases for our state in 2016 of up to 34 percent.”
The article goes on to state that such price increases are not a significant concern because they may be reservered, and because other healthcare plans have price increases of only 6-10%.
I believe the lesson is instead that Obamacare has taken already high-priced insurance and increased the cost even further. Coupled with the planned penalty increase for 2016, those without employer-provided health insurance will face a larger and larger burden unless they enroll in a healthcare sharing ministry.