I wanted to write in and thank you for your review of Medishare. I became a member in August of last year after finding your site and getting the information packet that told me exactly how it worked, and what we would pay, in simple clear language. We used to have health insurance through my husband's job, but then he was laid off and we lost it. Now he works two part-time jobs and I wanted to find something we could afford.
The cheapest I found online was about $700 a month for the two of us and we couldn't afford that.
I looked at Medishare options, and saw we could pay just $158!
They were so nice too. But still, I didn't know how it would work when I actually had medical expenses. So let me tell you what happened. The next month I needed a checkup and blood test. I gave them my card and they sent the bill directly to Medishare.
I didn't expect to save any money, because we have a high annual household portion (their version of the deductible). But when I got the bill in the mail, they had negotiated a huge discount for me. I called them to ask and was told that is just part of the service they provide and they will always do that for their members.
I am so happy I went with Medishare.
Hi Sandy, thank you very much for your email. I am very happy to hear about your great experience with MediShare. Could I publish it in my blog? And could you tell us exactly how much you saved with this discount?
Sure, and I'll tell you what, I don't have that first bill anymore but here's the most recent one. (I just blacked out all the personal information). You can put that on your blog so everyone can see. This is for lab work that's not covered under we have, so I expected to pay the full amount.
But they got almost 90% knocked off this bill, and that has been common for me so far. I'm not sure how it works, but even paying so little a month and having a high deductible, our out-of-pocket payments have been lower than they were with our normal insurance before.
From my experience, everything Sandy says is exactly right. MediShare goes to bat for their members and routinely negotiates discounts of 70-90% off the normal bill.
How much do you save on your medical bills with MediShare?