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Medi-Share and Maternity

5/22/2017

2 Comments

 
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Having a family is an incredible blessing. 

The process of navigating maternity healthcare, however, can be very difficult. The ultrasounds, doctor appointments, and lab work can easily cost $5,000 or more. Then the actual birth, typically costing at least $10,000. 

Medi-Share can help with maternity in three important ways.

Maternity Bills are Eligible for Sharing. So long as you're a member of Medi-Share at the time of conception, in a Christian marriage, then your maternity bills are eligible for sharing. What this means is that if you have paid more than your AHP (Annual Household Portion -- like a deductible), then your bills we be paid by Medi-Share. Even if your AHP is the highest level of $10,000, you will almost certainly exceed this amount during the pregnancy and have all subsequent bills paid in full.

Negotiation of Discounts. We have detailed elsewhere that Medi-Share will usually negotiate significant discounts from your bills before you have reached your AHP. This is the same with maternity. Blood work and ultrasounds, for example, are often discounted by 50% or more. 

​Ease of Use. If you're required to prepay for treatment, Medi-Share will still reimburse you (or have the provider reimburse you) if it's an expense that qualifies for sharing. If an unexpected procedure is necessary, you don't need pre-approval like most insurance companies require. And there is a dedicated Maternity phone number to answer any questions that you may have.

If you are considering starting a family, that is another good reason to look into joining Medi-Share.


2 Comments
Laura
7/7/2021 02:09:51 pm

I’m with medishare will they pay for a home birth?

Reply
Amber
12/8/2021 05:18:56 pm

Hey Laura, did you ever find out if they cover home birth with a midwife? I’m wondering the same thing.

Reply



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    Author

    Hi! My name is Colin. My family and I switched to Medi-Share when we could no longer afford normal health insurance. It has changed our lives and now we want to help others and spread the word.

    Please feel free to contact me with any questions or comments. I will always be happy to help.

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