Today we go to a reader question. Steven from San Diego, CA writes:
"I'm thinking of joining Medi-Share but do you know if they cover counseling / anti-depressive?"
Looking at the Medi-Share guidelines, I'll try to provide the best answer I can to this question. First, psychiatrists are definitely doctors. When you go to search for a provider, one of the options you can select is specifically to locate a psychiatrist near you.
"I'm thinking of joining Medi-Share but do you know if they cover counseling / anti-depressive?"
Looking at the Medi-Share guidelines, I'll try to provide the best answer I can to this question. First, psychiatrists are definitely doctors. When you go to search for a provider, one of the options you can select is specifically to locate a psychiatrist near you.
The one limit to this is that while psychiatric care and evaluation are eligible for sharing, there is a maximum of 6 months of sharing per new condition. Most forms of counseling, such as those for learning deficiencies, aren't eligible for sharing. If you have a specific type of counseling, medication, or mental health treatment you are interested in, the best option is to contact Medi-Share directly to ask.
(A benefit to Medi-Share not making all forms of expenses eligible for sharing is that this lowers the monthly cost for all members. Members get to vote on this so you have a say as a Medi-Share member for which expenses should be eligible for sharing.)
One thing that I'll add is that there are very good and affordable online counseling options available. One of these is for the site Betterhelp, which charges a fixed fee for unlimited counseling. You can learn more about that reading the BetterHelp review.
Steven, I hope that answers your question, please feel free to get back in touch if you have more information I can help with.
(A benefit to Medi-Share not making all forms of expenses eligible for sharing is that this lowers the monthly cost for all members. Members get to vote on this so you have a say as a Medi-Share member for which expenses should be eligible for sharing.)
One thing that I'll add is that there are very good and affordable online counseling options available. One of these is for the site Betterhelp, which charges a fixed fee for unlimited counseling. You can learn more about that reading the BetterHelp review.
Steven, I hope that answers your question, please feel free to get back in touch if you have more information I can help with.
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